This would be nice!
or this!
but really, I’d settle for having the bills paid, being out of debt and having money to buy the kids presents w/out going into more debt….
this time last year we had no debt other than our mortgage, we are now thousands in debt all because money has been so tight we’re charging medical expenses(that was a nice chunk this year!), groceries, gas, car repairs, home repairs, and whatever else we have to because we have no savings.  I hate being in debt but more than anything I hate not knowing how to fix this!! we were doing so well!  after Christmas gifts no more charging anything, even if that means eating oodles of noodles and pbj all the time…..the kids are not going to like it, and neither am I but it’s life I suppose….should be fun!
