we were doing so good financially once we moved here. there was money in the savings acct and all was going well. here we are again, back at the paycheck to paycheck and even then praying it all works out. no major changes except for the fact we used up all of the money we set aside for Dean’s healthcare flexible spending acct which we were hoping would make it through the year to cover medical bills, copays, prescriptions and the like. well I guess since I’m taking so many meds now and that money is gone it’s hurting us big time. So now we have to pay out of pocket for copays and prescription copays.  next year I guess we need to up the amt he puts in there from his pay. If we could all stay healthy I’m sure we’d be fine….but dumb doctors and meds are killing us lately.
we’ve talked about our options and the only one aside from getting rid of the things we love, i.e. directv and tivo….the only other option is for one of us to get another job, ok me a job or Dean a part time one. but the thing is I’ve never been able to hold a job because I physically cant keep up w/ a job and kids.  i’ve tried and it never works.  I’d hate to cancel our Y membership because the exercise classes are really helping me(when the kids arent sick to take w/ me to the childcare and I can actually go), which reminds me I should call the insurance to see if they would cover it if the dr ordered it.
not much else we can cut from our budget. trying like crazy to cut out diapers for Bo, but the boy just changed his mind, he wants to wear underwear but he doesnt want to pee or poop in the potty this week. I dont have the energy to fight w/ him about it or to clean up poop underwear so I bought more pull ups. which are expensive since they just go in the trash.
blah. tomorrows pay day and after we pay bills there’s little left over for things like food and other necessities, diapers, and school starts next week so the boy needs school supplies. we’re the kind of folks that dont have a credit card for emergencies, which is good, no debt but also sucks when money is tight like this and the kid needs school supplies.  our savings has been depleted, again. I am so pissed about that, but we used most of it to buy our van so that we wouldnt have a car payment, so in the end it’s a good thing and we know where the money went, but it’s still gone.  🙁
I’m sure you all needed to know our financial status, but I know there are lots of you out there that read and care and so I’m asking any of you that might, and might have time to add us to your prayer list, to please do!! things always work out, but when you cant see how it’s always hard to trust!
we know a lot of this is because of my health, need for meds, doctors appts and inability to work and/or have to pay for childcare while I work. Â (I doubt the two would ever balance the other out, so is working really worth it til the kids are older and in school?)
I cant believe school starts next week. I’m dreading going school shopping.  at least the boy can wear summer clothes for a few more weeks and hoping his fall/winter clothes still fit for a few more weeks so then we can get some new things for him.  so far none of his friends are in his class.  there’s 3 first glade classes, and of all the kids on our block , which there are quite a few, they are all pretty much split up.  we were hoping he’d still have some of them in his class, hoping theres at least a few kids from his class last year.
well I need to go to bed. the boys wore me out today.  I must admit the pain has been better overall, but I’m taking it pretty easy these days which helps that out a lot. I havent exercised for weeks.  I’m just so worn out all of the time. we got to the Y in time for my class today, early even, but Bo had been freaking out all morning and was just screaming and I didnt have it in me to fight w/ him and Caleb who kept complaining about going to the kids class at the Y so I could work out. hoping I can drag them, even if it means kicking and screaming, tomorrow so i can work out. I’ve gained 4 lbs since I’ve stopped exercising and I dont want that to continue. it’s not good for my health at all to gain weight, I really need to lose a lot so I dont get diabetes before I’m thirty! but I’m thinking it might not matter which such a strong family history of it.
I did take the boys to the park this afternoon, hoping to download pics from that trip tomorrow. I’m ready to crash right now so until then…have a good night!

School Starts next WEEK!!!!
How Crazy Xavier doesn’t go back until September 5th. He still has 3 full weeks off. We actually won’t need to buy to much I don’t think. I picked up his back pack and lunch box earlier this summer when they were on sale.
I know how hard it is when finances are so tight. We just sent a check to pay for part of our move here we didn’t expect to pay. Willoweve’s OT is INSANE – We are on a payment plan and the payments are over $100 every two weeks!!!! The best part is it isn’t one of those she will get better and stop having it soon. She will probably do this for at least the rest of the year – possibly longer.
Sorry, babbling, just trying to say I know what it is like, medical bills, very little money – trying to make everything work.
I will be praying for you guys. I know Sod will get you through this just like He always gets us through things.
Love you guys.
Pam
Thanks Pam…. it’s our trust in Sod that get’s us through everything. That great green god that helps convert carbon dioxide to oxygen….and make our expansion plans look good even though it was mud just the day before.
No really.. thanks.
hey Pam just so you know that last comment wasnt made by me….Dean did that on my laptop so it says it was me, but it was him! just so you know…he’s so silly.
no… I did it on my laptop, but was messing with your site, so I was logged in as you. I didn’t even realize it.